As Esketit has rapidly grown and scaled up for the future, opening our platform in Croatia enables us to unlock the full potential of the Esketit platform users. We have welcomed new companies to join us on the platform and will be bringing new claim purchasing opportunities for you while also making the platform more operationally efficient.  

What Does This Mean for Current Users? 

Your existing claim purchases remain current and will continue to perform on the same terms. All assignment agreements concluded on or before October 15th, 2025, will remain in full force and effect. 

What is Changing for Users with the Move? 

Only minimal steps will be required from you: complete registration under the Croatian entity, verify your account, agree to the new Terms of use, and confirm the redirection of your claim repayments to Esketit Croatia. And that’s about it – you will be ready to enjoy more claim purchase opportunities and more flexibility henceforth. 

Should you decide to keep your claim repayments with Esketit Ireland, your outstanding claim allocation, remain in the standard order and you can still withdraw your funds anytime. Esketit Ireland accounts will operate with limited functionality.  

What is the Difference Between ‘Limited’ and ‘Full Operational’ Functionality? 

Here’s a simple breakdown of the key differences: 

Limited Functionality 

When Esketit Croatia launches, the focus for Esketit Ireland will remain on managing your existing portfolio. This means you will be able to access your statements and make withdrawals but will not have access to new claim purchase opportunities through the primary or secondary markets and will not be able to top up your account or use the auto-purchase feature and cash-out functionality for auto purchase strategies. The jurisdiction for your existing contracts will remain in Ireland. 

Full Operational Functionality 

With the onboarding to Croatia, you will have access to the full range of services, including: 

  • Primary and Secondary Market Access: Discover and purchase claims in new loans. 
  • Auto-Purchase: Set your claim purchase criteria and let the platform work for you. (Note: this feature is automatically enabled, custom auto-purchase strategy must be enabled manually) 
  • Full Top-up & Withdrawal Functionality: Add funds to your account whenever you’re ready to purchase claims and withdraw them as needed. 

The services will be governed by Esketit Croatia’s Terms of Use and will be under Croatian jurisdiction. Esketit Croatia is expanding the possibilities and giving you more control and more claim purchase opportunities in the future. 

A Stronger, Safer Esketit – Built for Long-Term Performance 

Your capital deserves a platform engineered for stability and clarity. As Esketit strengthens its platform operations in Croatia, we’re updating repayment flows so you can seamlessly access new opportunities while keeping your portfolio running smoothly. If you agree, your claim purchase repayments will be delivered straight to your account in Croatia.  

Introducing “Pending Payments” for More Precision and Platform Resilience 

With the new “pending payments” functionality, we’re aligning the moment funds become available in your account with the moment they’re received and processed from the lender. During this brief handover, repayments will show as “pending” – then automatically move to available once cleared. 

Why this is great for you 

  • Clearer cashflow visibility: A dedicated “pending” state gives you a precise view of where each repayment sits in the process. 
  • Best-practice operations: This is the gold-standard approach used by mature financial platforms – purpose-built for scale and sustainability. 
  • Consistency at scale: As volumes grow, this structure supports reliable, repeatable settlement cycles for all users. 

Previously, repayments could appear available before the originating funds fully arrived. Now, they appear as pending first, then switch to available once fully processed – ready to withdraw or reallocate. Esketit runs a weekly settlement cadence designed to clear funds quickly and predictably, so your funds keep working with minimal friction. 

A Move for the Better 

As Esketit enters its next phase, the opening of Esketit Croatia unlocks more growth opportunities for you with a more diverse claim purchase availability, broadening capital flow while also giving users more control over allocation. Coupled with new pending payments feature, the platform strengthens resilience and transparency, positioning Esketit to scale with confidence and deliver a more opportunity-rich claim purchasing environment for years ahead.  

Thank you for growing with Esketit. Your trust drives every improvement we make as we continue to deliver a high-performing and transparent return earning experience.